Washington DC Bankruptcy Information
Serving Washington DC & Maryland
We hope this website gives you a more clear understanding of what Chapter 7 bankruptcy is and why it could be beneficial to you. Being informed about the different Washington DC bankruptcy options will make you more knowledgeable about when to file, under what chapter to file, how to protect your assets, and whether filing for bankruptcy is a good option for you. If you have any questions please don’t hesitate in contacting us and we will answer them for you. Please call (202) 445-4775 for a phone or in-person consultation.
History of Bankruptcy Law
Bankruptcy law is federal statutory law contained in Title 11 of the United States Code that governs all bankruptcy cases throughout the nation including the state of Maryland and the District of Columbia. Bankruptcy law is a right under the United States Constitution. Congress passed the Bankruptcy Code under its Constitutional grant of authority to “establish… uniform laws on the subject of Bankruptcy throughout the United States.” See U.S. Constitution Article I, Section 8.
Please look at the rest of the information about Maryland & Washington DC Chapter 7 Bankruptcy Information and it will give you a better understanding of the bankruptcy process.
Bankruptcy Procedural Information
Maryland & Washington DC Chapter 7 Bankruptcy information:
The United States Bankruptcy Courts oversees bankruptcy cases. Bankruptcy Courts are courts created under Article I of the constitution. They function as units of the District Courts and have jurisdiction over bankruptcy cases.
The United States Bankruptcy Court for the District of Maryland oversees bankruptcy cases in Maryland and The United States Bankruptcy Court for the District of Columbia oversees bankruptcy cases filed in the district.
The Federal Rules of Bankruptcy procedure and the local rules of each bankruptcy court govern the bankruptcy process in Maryland and the District of Columbia.
District of Columbia Bankruptcy Court
Directions and Information: http://www.dcb.uscourts.gov/dcb/hours
Maryland Bankruptcy Court
Directions and Information: http://www.mdb.uscourts.gov/content/court-locations
Chapter 7 Bankruptcy
Maryland & Washington DC Chapter 7 Bankruptcy Information:
Chapter 7 bankruptcy filings are the most common bankruptcy filings in the nation and the state of Maryland and the District of Columbia.
Filing bankruptcy imposes an automatic stay that immediately stops creditor collection activity. Filing a Chapter 7 could allow you to:
- Protect your home, vehicles, bank and retirement accoutns
- Eliminate or significantly reduce your debts
- Stop harassing creditors calls and letters
- Stop foreclosure
- Stop wage garnishment
- Eliminate Credit Card debt
- Stop vehicle repossession
- Stop collection on a judgment
- Activate a suspended drivers license
- Unfreeze a bank account or other assets
- Eliminate Tax debt
- Eliminate HOA fees
Comments or questions are welcome.